Reviewz & Newz

win this GOTRAX Cadet Electric Scooter

You can win this GOTRAX Cadet Electric Scooter. Retail value is $179 and the winner will get to choose the color.
Open to US, 18 and over. Thanks to MamaTheFox for hosting this giveaway hop

Giveaway ends 4/16 at 11:59 pm EST. Enter via the Rafflecopter form, below. The winner will be notified via email and will have 48 hours to reply. Disclosure: We reserve the right to make revisions, to cancel, or suspend this contest for any reason. We are not associated with any of the companies named above. The odds of winning are based on the number of entries received Open to the US 18+ only. Confirmed Winner(s) (by Random.org) will be contacted by email. Winner(s) have 24 hours to respond before a new winner is chosen. No purchase necessary. Void where prohibited by law. The sponsor(s) will be responsible for product shipment to winner(s) of this giveaway. Reviewz & Newz is not responsible for product shipment/delivery. This event is in no way administered, sponsored, or endorsed by, or associated with, Facebook and/or Twitter, Google, Pinterest. This disclosure is done in accordance with the Federal Trade Commission 10 CFR, Part 255 Guides Concerning the Use of Endorsements. Entrants must only enter with either one email address, IP address and/or Facebook account, anyone found violating these rules will be disqualified. It is at the sole discretion of the admin of the giveaway if the winner has met the rules or not.

a Rafflecopter giveaway

MamatheFox and all participating blogs are not held responsible for sponsors who fail to fulfill their prize obligations.

Check out the GREAT giveaways below!

What you need to know about loans

Getting a loan is not always easy. Mortgage loans, personal loans, and other loans can vary from lender to lender. You need to make sure you shop around,no matter what type loan you may need.

Usually, you can get a personal loan from your bank. The amount will vary based on your income and credit worthiness. Go to your bank and talk the loan officer and they should be able to tell you everything you need to know to apply. Most banks have an online application, so you can check it out before actually hitting that submit button. Be advised, any time you ask for a loan, your credit history is run. Any financial institution wants to know how you are paying your debts.

There are many types of mortgage loans. Depending on your financial situation, you may need a hard money loan. A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies. Self employment loans usually require a lot more paper work to verify your income and assets. Most people can submit their last year's income tax returns to verify income. If you are self employed and seeking a loan, the lender may want a few years worth of income tax returns, a profit and loss statement, a list of your assets and all of your debts.Your lender wants to make sure you are able to pay back the loan.

With any type of loan, your lender will want collateral. With a car loan,it is the car itself, with a mortgage it is your home and property. If you default on your loan, the lender can take possession of the collateral, thus removing you car, home or property from your possession. If you are having problems paying your loan, contact your lender immediately. They will want to help. The last thing they want is to take possession of that collateral. They want those monthly payments, not your collateral. That is how they make money.

Depending on your credit score, your interest rate might be higher or lower than normal. For instance, if you have a fantastic credit score you can get a car loan at zero percent. Usually with these zero percent loans, you have to make the payment on time each month or your go to a default interest rate.

Before you sign your name to any loan, make sure you understand all the terms of the loan.

Usually if you need a lawyer, you need one quick. So, where do you look for a lawyer?

You can ask friends and family for suggestions. I have found this is the most reliable method to obtaining the right lawyer for you. But, if it is a private matter you wish to NOT discuss with family and friends, there are other ways to find a lawyer.

Google

I would use Google to find a lawyer. I would search for they type of lawyer I needed, (family law, DUI, Personal Injury,etc.) and a location. Now, I know locally might not bring a lot of sear results, so you can use the next largest city to where you live and go from there. Be sure and check out the Google reviews people have left, so you can make an informed decision. You can search Lawyers of Distinction, too. You can find out a lot about an attorney.

Facebook

We are now in the digital age, so a lot of law firms and private attorneys have Facebook pages. Again, make sure to find the right lawyer for your needs. Type in the search bar the keywords lawyer and family law, if that is what you need. You may need a DUI lawyer, so make sure to refine your search accordingly. Lawyers of Distinction is always a god place to look and find out more information about a lawyer.

Library

Go to the library and research. Again, you will have to look through journals or magazines related tot he legal world, and look for the type of lawyer you need. There will be a plethora of information.

When you find the lawyer you need, call and set up an appointment. Some attorneys take walk in clients, but I would most definitely call ahead to make sure I could s be seen before taking that route.
Some lawyers will give you a free consultation. That is a great things, too. You may find out that this lawyer will not be able to handle your case or maybe you just don't mesh with him/her well. You can always check out another lawyer.

Some lawyers charge a consultation fee. Usually, it is a small fee. Make sure you ask when you make the appointment. Usually a lawyer will let the consultation fee be taken off the retainer fee, if you choose to retain. Make sure to discuss all options before you retain an attorney. You want the best lawyer for the case you have, right? Make sure to do your research!

Upgrade to a Pixelbook

This is a sponsored post on behalf of Best Buy.

Are you looking to upgrade your computer? I want you to meet Pixelbook--it's a high performance Chromebook and Pixelbook Pen --the smart responsive stylus. There is an offer to save at Best Buy now through 4/7/18. Check it out here: http://bby.me/lryn9

Now let's discuss these two items. The Pixelbook is ultra thin and very light. At just 10.3mm, Pixelbook is Google’s thinnest laptop ever, with a lightweight aluminum construction that enhances portability. The 360° touchscreen and versatile 4-in-1 design will seamlessly adjust to whatever you’re doing, too. You can sketch or edit photos, stay productive with GSuite apps that Drive automatically backs up to your device5, and enjoy on-or-offline access to movies and TV shows with apps like Google Play Movies and YouTube Red.

I will admit, I am a tech geek and I am excited about this new Pixelbook and the Pixelbook pen. The Pixelbook pen is sold separetly and will work with the Pixelbook itself.

Having a Pixelbook is like having peace of mind. You know that with Chrome OS, you’ll always have the latest security and features with software that automatically updates in the background. Pixelbook’s ready to go when you are, too: it starts up in under ten seconds, stays fast, and has a fast-charging, all-day battery that gives you up to ten hours of go from a single charge. I love when a computer has a quick start up time. I can hurry up and get online!

You will always have Google by your side.! Pixelbook is the first laptop with the Google Assistant built in2. It’s easily accessible via the dedicated Google Assistant key on the keyboard, or by using the “Ok Google” wake word you’re already familiar with. We all know how to do this, right? You can even access it with Pixelbook Pen1 : simply press and hold the button, then tap the pen on Pixelbook’s screen to get help from your Assistant.

What are you waiting for? Hurry to Best Buy and make that long awaited purchase!

Craftsy Unlimited Giveaway

Craftsy has been one of my favorite websites for awhile now because being Empty Nesters means we have a little more downtime now days. I focused on learned a few things while Liz was at home but for the most part I put my hobbies on the back burner so she could have things. Which really is what parenting is all about, and I wouldn't trade it for anything. But because we have more down time I’ve started redoing rooms in the house, picking up new hobbies and restarting some older ones. But today we are going to talk about Craftsy Unlimited because they have upped their crafting game just in time for March which is also known for National Craft Month. Now we are celebrating with a giveaway for a subscription to Craftsy Unlimited on the Rafflecopter below! Good luck! Giveaway Details Dates will be 03/28/18-4/05/18 (at midnight CST) a Rafflecopter giveaway Craftsy is responsible for shipment of the prize not the individual blogs helping promote this event. Disclosure: The opinions expressed are my own and may differ from yours. Life with Heidi is not responsible for prize shipment and didn't receive any compensation for this post. For questions concerning this giveaway or to host your own giveaway please contact heidi@lifewithheidi.com. Disclosure: We reserve the right to make revisions, to cancel, or suspend this contest for any reason. We are not associated with any of the companies named above. The odds of winning are based on the number of entries received Open to the US 18+ only. Confirmed Winner(s) (by Random.org) will be contacted by email. Winner(s) have 24 hours to respond before a new winner is chosen. No purchase necessary. Void where prohibited by law. The sponsor(s) will be responsible for product shipment to winner(s) of this giveaway. Life with Heidi (and any other blog participating) is not responsible for product shipment/delivery. This event is in no way administered, sponsored, or endorsed by, or associated with, Facebook and/or Twitter, Google, Pinterest. This disclosure is done in accordance with the Federal Trade Commission 10 CFR, Part 255 Guides Concerning the Use of Endorsements. Entrants must only enter with either one email address, IP address and/or Facebook account, anyone found violating these rules will be disqualified. It is at the sole discretion of the admin of the giveaway if the winner has met the rules or not.

What are your kids doing this Spring and Summer? With warmer weather upon us, it's time to get outdoors and have fun! I highly recommend the GOTRAX Cadet Electric Scooter! It comes in a variety of colors. We chose this cool Alien Green color. It also comes in Mars Red, Neptune Blue, Planetary Purple and Pulsar Pink.

The Cadet came almost fully assembled, so putting the rest together took less than 15 minutes and was very easy to put together. Connect the charger and let it charge. I actually put it together and let it charge overnight, so we would be ready to ride the next day.

Making sure your scooter is fully charged, you gently kick off and engage the throttle on the right handlebar to get it going. The 100W motor goes 11mph and you can ride for about 7 miles before you need to recharge. The scooter has a mechanical hand brake just like a bicycle. This is the perfect scooter for kids with a weight capacity of up to 120 pounds.

I took the scooter to our downtown park, where we had plenty of room and plenty of even sidewalk to ride. The kids had an amazing time riding the scooter. I had others kids and their parents asking me about the GOTRAX Cadet electric scooter, Everyone wanted to know where they could get one. Of course, I showed them the scooter on the GOTRAX website!

The scooter has proven to be so much fun for my kids! No more playing video games or watching TV, they are eager to get outdoors and ride the scooter. Right now you can purchase the scooter on the GOTRAX website for $149. This is a great price for a high quality electric scooter. If you look at the bottom left of this page, you can sign up to get an additional $40 off your GOTRAX Cadet Electric Scooter. bringing the price to $109.

This scooter has brought so much joy and fun for my kids. Getting them outdoors is not a chore anymore. They make sure the scooter is charged at night so they can ride the next day. This is a product I highly recommend.

Make sure to follow GOTRAX on their social media to see all the wonderful products they have to offer.

FACEBOOK

TWITTER

INSTAGRAM

Stay tuned for a giveaway going live on April 1, 2018.

I received this product in exchange for my honest review.

Parents can be a formidable force for change in schools, especially when it comes to starting health and wellness programs. Ensuring that our kids are eating healthier foods, learning about nutrition, and being more physically active in school not only sets them up to learn lifelong healthy habits but, according to a growing body of research, it helps them be better prepared to focus and learn in class. Studies also show when parents are involved in a child’s education, their children demonstrate higher academic achievement, better attendance, better social skills, better-eating habits, increased physical activity and less emotional distress.

Yet, despite wanting to do what’s best for students’ health, many schools lack the necessary resources to implement health and wellness practices that help students eat better and stay physically active. That’s why Action for Healthy Kids (AFHK) has announced a new Parents for Healthy Kids grant just for parents for the 2018-2019 school year. The grants, which are provided through funding from ALDI, are designed for parents, caregivers and parent-groups (e.g. PTAs, PTOs) to lead school-based physical activity and nutrition initiatives and to engage more parents and family members in student and family health.

If you’ve ever thought of starting a school garden, getting kids to eat more fruits and veggies at school lunch, or finding ways to ensure they get more physical activity in and get the wiggles out during the school day so they can better focus in class, then this grant opportunity is for you. If you can think of a way to improve school and student health, AFHK can help you do it. In addition to providing schools with needed funding (grants up to $1,000), AFHK provides grantees with technical support and resources to activate their grants successfully.

Parents can learn more and apply for a grant by April 13, 2018 by visiting ParentsforHealthyKids.org/Grants. While you’re there, check out the resources to help you get involved in school health, and sign up to receive news your family can use to create a healthier school and home, today!

This sponsored post is brought to you by Action for Healthy Kids and coordinated by Wendy’s Bloggers